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Flood Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Flood Insurance Information
What is a Flood?
Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall.
Protect Yourself with Flood Insurance
Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.
Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk.
At Commercial Insurance Resources we can help you to determine rather you are in a Flood Zone in accordance with National Flood Insurance maps.
As a homeowner, it’s important to insure your home and its contents. Depending on your property location, your home is either considered athigh-risk or at moderate-to-low risk for a flood. Your insurance premium will vary accordingly.
The Dwelling Form provides insurance for buildings with one to four units, including single-family condominium units and townhouses. The General Property Form provides insurance for other- residential and commercial buildings. Both forms provide flood insurance on contents, if you have purchased this optional coverage.
As a business owner, you know that protecting your building and your contents is vital to its survival. Your business is either in a high-risk ormoderate-to-low risk area and insurance premiums vary accordingly.
Most homeowners in a moderate-to-low risk area are eligible for coverage at a preferred rate. Preferred Risk Policy premiums are the lowest premiums available through the NFIP, offering building and contents coverage for one low price.
If you live in a high-risk area, a standard rated policy is the only option for you. It offers separate building and contents coverage.